Ricky casino KYC & AML Policy

KYC and AML controls are applied to verify each account holder’s identity, to reduce the risk of fraud and to prevent the platform being used for money laundering or terrorism financing. These measures support responsible gaming practices and help maintain a secure and transparent service for users in Australia.

The KYC and AML framework aims to provide:

• Fair play for all users, based on verified identities and monitored gameplay
• User safety through robust identity check and account protection processes
• Transparency in how personal data and financial activity are reviewed
• Compliance with Australian regulatory requirements for gambling and financial crime prevention
• Security measures that reduce the misuse of accounts and payment instruments
• Consistent application of reporting obligations to relevant authorities where required

Every new user must complete KYC and ID verification before accessing full gaming or withdrawal functions. Identity check and document submission requirements may also apply later if risk assessments, transaction monitoring or regulatory obligations indicate the need for updated information.

During KYC, the platform may request the following categories of documents:

• Government-issued photo identification confirming full name, date of birth and nationality
• Proof of residential address, demonstrating the account holder’s current place of residence
• Evidence of ownership of payment methods used on the account, such as cards, bank accounts or approved digital wallets
• Additional documents where necessary to clarify the source of funds or source of wealth
• Updated documents if existing records expire or no longer satisfy regulatory requirements

The platform implements structured AML and CTF controls to prevent money laundering, terrorism financing and other illegal activity. These controls cover user onboarding, ongoing monitoring of behaviour and financial flows, and the handling of any suspicious activity identified under Australian law.

Key AML and CTF security measures include:

• Ongoing transaction monitoring across deposits, wagers and withdrawals to detect unusual patterns
• Automated detection rules that flag behaviour inconsistent with typical gaming or spending profiles
• Enhanced due diligence for higher-risk users, events or jurisdictions, including more detailed identity check procedures
• Reviews and, where needed, verification of large, complex or unusual transfers and payment methods
• Risk scoring of accounts guided by regulatory requirements and internal risk assessments
• Screening against applicable sanctions lists and identification of politically exposed persons (PEPs)
• Fulfilment of reporting obligations to AUSTRAC and other competent authorities when threshold or suspicious matter reporting criteria are met

Certain activities are prohibited in order to maintain effective KYC and AML controls, protect user safety and preserve a fair play environment. Breaches of these rules may indicate misuse of an account, attempts to disguise ownership or efforts to move or conceal criminal proceeds.

Prohibited activities include:

• Operating more than one account by the same individual, or otherwise engaging in multi-accounting
• Using forged, altered or stolen identification, or providing false personal data or documents
• Attempting to conduct or assist money laundering or terrorism financing through deposits, betting or withdrawals
• Manipulating systems, games, promotions or payment processes to distort genuine play or financial flows
• Sharing, selling or otherwise providing account access to any third party
• Using third-party payment instruments or accounts not lawfully owned or controlled by the account holder
• Misrepresenting identity, residency, source of funds or source of wealth in any interaction or document submission

Breaches of this AML, CTF and KYC Policy, refusal to cooperate with identity check procedures, or engagement in suspicious activity can lead to enforcement actions. Measures may be applied where necessary to meet regulatory requirements and protect the platform and its users.

Consequences may include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or winnings, reporting to competent authorities where applicable.

Each account holder is responsible for providing accurate, complete and up-to-date personal data during registration and throughout the relationship. Users must complete KYC, ID verification and any requested document submission within the stated timeframes so that regulatory requirements can be met and account protection can be maintained. Where additional information is requested due to transaction monitoring alerts or changes in risk, users are expected to respond promptly and supply the documents or explanations required. Payment methods used on the platform must belong to, and be controlled by, the named account holder, and users must not allow any third party to operate their account. Any suspected unauthorised access, security incident or suspicious activity relating to an account should be reported to customer support as soon as possible.

The platform is committed to fair play and transparency in all KYC, AML and CTF practices to help maintain a safe environment and support responsible gaming. AML and KYC measures are applied consistently to safeguard user safety and uphold the integrity of betting and gaming services.

Core principles include:

• Compliance with applicable KYC, AML and CTF standards and Australian regulatory requirements
• Protection of personal data through appropriate technical and organisational security measures
• Ongoing monitoring of transactions and behaviour to identify suspicious activity and respond appropriately
• Prevention of manipulation, collusion and other forms of unfair behaviour that could harm other users
• Accessible user support on security, account protection and safety-related questions
• Recognition that the prevention of financial crime and harm minimisation is a shared responsibility between the platform and users
• Equal conditions and consistent application of rules for all users, supported by clear processes and transparent reporting obligations